The construction of the pile-beam-arch-method(PBA method) exhibits a cluster-tunnel effect, which readily induces surface subsidence. To achieve safe construction and minimize surface settlement, the MatDEM discrete element software was employed to simulate the construction process of the PBA method. The potential deformation mechanism and metastable microstructure of soil were considered in the training of formation micromechanics parameters, and the variation rule of surrounding rock pressure under multi-guide tunnel construction was summarized. The research findings indicate that when adopting a construction sequence of "top-to-bottom and sides-to-center," surface settlement is relatively small. When using the "center-to-sides" approach, the initially excavated central pilot tunnel leads to the formation of slip planes at 1.5 times the tunnel width. Conversely, with the "sides-to-center" method, the initially excavated side tunnels provide vertical support to the inner soil, reducing the surface settlement caused by the subsequent excavation of the central tunnel. During the construction of the upper pilot tunnels, the surrounding rock pressure at the vault and arch waist exhibits an increasing trend. The construction of the lower pilot tunnels results in stress concentration at the vault and inner arch waist of the upper tunnels. Approximately 72.65% of surface settlement occurs during the construction of the lower pilot tunnels, and the adoption of staggered construction can significantly mitigate soil disturbance.